Funding 101 Understand key information about small business
Merchant Cash Advances
Consolidate Multiple Positions
Merchant Cash Advances
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Only a few more questions to narrow down your perfect match
- No impact to your credit score
- Get funded up to $3M as fast as same day
- Join over 100,000 small businesses we’ve helped receive funding
Small Business Loans
Consolidate Multiple Positions
Merchant Cash Advances
Stability to grow revenue over time.
- Up to $500,000
- Paid back in up to 36 months
- Often used for larger projects
Consolidate Multiple Positions
Consolidate Multiple Positions
Consolidate Multiple Positions
Let Us Pay off all your advances and increase your cash flow
Get the Money You Need
We operate according to five core values:
Integrity
You can trust that the 121 Capital has your best interest at heart. Our responsible and sustainable lending practices are designed to help you grow your business, and we won’t loan you more than you can manage.
Communication
When you apply for a working capital loan with 121 Capital, you’ll speak to an actual person who will take t
Integrity
You can trust that the 121 Capital has your best interest at heart. Our responsible and sustainable lending practices are designed to help you grow your business, and we won’t loan you more than you can manage.
Communication
When you apply for a working capital loan with 121 Capital, you’ll speak to an actual person who will take the time to understand your business and recognize your potential. Your Funding Advisor will also clearly explain our small business lending process, and they’ll be there to answer any questions you might have about your loan.
Commitment
Weekly huddles fuel our internal desire to succeed, but we’re just as committed to helping you achieve your goals as we are to achieving our own. We’ll stick with you until you’ve received your working capital loan, and we’ll be here if your business needs another jolt after your first loan has been repaid.
Teamwork
Our Core Value Awards and the resounding peal of our gong whenever we fund a business inspire a culture of teamwork behind the scenes. You’re part of the 121 Capital team, too—when you apply for a small business loan, we’ll stay by your side throughout the process, and we’ll work with you to set realistic expectations and build a strong relationship based on trust.